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Innovative financial poverty alleviation benefits more people

□ Wen/Photo Shi Yanlin

Reporter Pan Hongyu Bai Yunfeng

Recently, a Five Chang Rural Commercial Bank General Office and the Wuchang Sub -branch, Wuchang Town Government, Wuchang Town Mingchun Frozen Section Chicken Co., Ltd. and the town’s 23 households in the poverty alleviation of poor households in the poor households in the poor households and dividend ceremonies were in Yuanjing Village, Wuchang Town.Hold.

During the docking ceremony, Lu Mingchun, chairman of the Mingchun Frozen Section Chicken Co., Ltd. and the secretary of the Party Branch of the Yuanjing Village, actively assumed social responsibility.The income income is 2,000 yuan.

This new model of poverty alleviation in industrial industries is the Wuchang Rural Commercial Bank for “precision poverty alleviation” to build a file and set up a card farmer neither labor nor labor skills, and mostly designed for old, sick, and disabled groups.The population only depends on social funding and civil affairs assistance, and it is difficult to reach 3,146 yuan in revenue standards within the period of poverty alleviation. The agricultural and commercial banks issue an industrial poverty alleviation loan lower than the benchmark interest rate to the enterprise, which solves the needs of enterprises to produce mobile funds and enhance the efficiency of enterprises.The income of labor that corporate power can do has solved the problem that the government and assistance departments have no way to implement assistance measures for the implementation of poverty alleviation in this part of difficult groups.

Cui Wenming, chairman of Wuchang Rural Commercial Bank, introduced that we have previously achieved successful experience in HP Agricultural Machinery Professional Cooperatives in Zhiguang Township, Wuchang City, and implementing a “two exemptions and one supplement” policy for industrial poverty alleviation enterprises.The fiscal discount, the interest rate is lower than the benchmark interest rate, and the implementation of 3.125 thousands of thousands of thousands of thousands of thousands of thousands of thousands of thousands of thousands of thousands of thousands of thousands of thousands of thousands of thousands of thousands of people will not make the masses gain profit. This is recognized by local party and government, cooperatives and beneficiaries.

“Bringing capital into the society” Sifang supports the benefits of the two parties

Wuchang Rural Commercial Bank actively cooperates with the local township governments to cooperate and cooperate with innovation, and jointly recommends a group of cooperatives or rice industries to guide poor households to adopt farmers’ loans to “bring capital into the community” to achieve employment dividend models to achieve gradually get rid of poverty.

Under the active promotion of the Babu Township Party Committee and the Government of Wuchang City, Wuchang Rural Commercial Bank chose Xinhai Agricultural Machinery Professional Cooperative, who was the head of the party branch of the mountain village as the main body, as the main body.The poor households issued 1.7 million yuan in poverty alleviation loans, and averaged 50,000 households were “brought into the community” as the capital capital. Based on the guarantee of the annual fixed dividend of not less than 2,000 yuan, according to their own director, the cooperatives were independently selected, and the cooperatives were poverty -stricken for poverty.The households are tailored. Through the assessment of the efficiency of the business, the labor remuneration is paid separately in accordance with the local actual employment standards.

In order to solve the living funds of poor households, Shi Chang distributed the annual fixed dividends of poor households to the hands of poor households on the same day in 34 poor households “with capital into the society”.Lang Yuan, a 49 -year -old farmer, who suffered from half -body, said excitedly that we had no skills to engage in the industry. This time, we “with funding to the society”.There is medicine for medicine.My family is close to the cooperative, and I can earn some of my ability to work. I have to thank the government and the bank for our good policies.

Wuchang Rural Commercial Bank ’s“ with capital into the society ”poverty alleviation policy actively cooperates with the local township governments to cooperate and cooperates innovation. It recommends a group of cooperatives or rice industries to guide poor households to adopt farmers’ loans to“ bring capital to the society ”to achieve employment dividend models to achieve gradually get rid of poverty.It reflects “the support of the Quartet, the two parties benefit”, the “Sifang support” is the support of the financial poverty alleviation policy of the Rural Commercial Bank, the support of government guarantee, the support of the cooperative’s subject, and the support of the poor households in the “establishment of the file”;Benefiting, the cooperatives have developed funds through the poor households “with capital into the society”, and poor households have obtained real income through “dividends of shares”.At present, in the Heilongjiang Agricultural Credit Society system, this model is the largest amount in Wuchang Rural Commercial Bank.

Bao Lishan, the secretary of the party committee of the eight houses, said that with the rural commercial bank to help farmers “bring capital into the society” to poverty alleviation, the dividend fund is at the bottom. In the next step, we can take out the energy and actively fight with the relevant departments to fight for the low guarantee of civil affairs for the poor households.Policies and funds for medical assistance and drinking water safety to ensure poverty alleviation and allow most poor people to get rid of poverty.

Multi -point support multi -level integration poverty alleviation

While supporting the development of Wuchang’s rural economy, Wuchang Rural Commercial Bank is concerned about the poor people, actively helping “precision poverty alleviation”, and dividing the government to worry about the government.Clarify the basic situation of poor households, and financial poverty alleviation does not fall into one household. It is required that all sub -branches in the jurisdiction to do the docking rate and system enrollment rate of 100 % in the process of docking.Yuan, involved 105 poor households in 24 townships.

On the basis of full investigation, Wuchang Rural Commercial Bank actively reported with the municipal party committee and government to communicate with the competent department of poverty alleviation, and took the lead in formulating a series of local and effective financial poverty alleviation measures in the province’s agricultural credit society system.The specific standard for poverty is: children in elementary and junior high schools at home, 3,000 yuan for each child; children in high school, 5,000 yuan for each child; 10,000 yuan for each child who goes to college.After investigation, the city involves 35 poor households established with children in the family. At present, the bank has issued 21 poor school loans, with an amount of 69,000 yuan.Policies have made this part of poor children fulfilling their dreams of school.

Shenglitun Yan Qingyi, Lao Hei Dingzi Village, Shahezi Town, is one of the beneficiaries of poor school loans. One man and two children in the family study in junior high school. Because of family life, he has decided to protect the man and abandon the woman.At the time of sorrow, Rural Commercial Bank’s loan of 6,000 yuan solved the urgent need.

Cui Wenming, chairman of Wuchang Rural Commercial Bank, said that as the main force of the agricultural agriculture, the financial help “precision poverty alleviation” operation is a specific measure for the Wuchang Rural Commercial Bank to implement the task of “financial poverty alleviation” of the People’s Bank of China and the Provincial Party of China.Develop and grow, and actively assume important measures to feed the poverty -stricken farmers.Our bank innovatively introduced poverty alleviation methods with local characteristics, made every effort to promote accurate financial poverty alleviation, accumulated a total of 13.78 million yuan in poverty alleviation loans, and accumulated 373 poor households.In the next step, we will make the industrial poverty alleviation model bigger and stronger in Jinfu Grain and Oil in Wuchang Rice Enterprise Enterprise. It is planned to jointly issue one 100 million yuan in the company’s industrial poverty alleviation loan to the company with the planning of the same industry.Poverty Alleviation has driven more poverty -stricken households to get rid of poverty and embark on the road of getting rich together.